Multi-Currency Digital Wallets
Your digital bank accounts for local and foreign currencies. Send, receive, and manage money in NGN, USD, EUR, GBP, and more - all in one place.
10+ Currencies
Instant Transfers
NDIC Insured
Hold 10+ Currencies in One Account
Create separate wallets for each currency you need
🇳🇬
NGN
Nigerian Naira
🇺🇸
USD
US Dollar
🇪🇺
EUR
Euro
🇬🇧
GBP
British Pound
🇨🇦
CAD
Canadian Dollar
🇦🇺
AUD
Australian Dollar
🇿🇦
ZAR
South African Rand
🇬ðŸ‡
GHS
Ghanaian Cedi
🇰🇪
KES
Kenyan Shilling
🇨🇳
CNY
Chinese Yuan
More currencies being added regularly based on user demand
Everything You Need in One Place
Full Bank Accounts
Each wallet is a real bank account with unique account numbers for receiving money
Currency Exchange
Convert between currencies at competitive rates, instantly within your account
Global Transfers
Send money internationally to bank accounts, mobile wallets, and other Cashelio users
Virtual Account Numbers
Get unique NGN, USD, EUR, and GBP account numbers for receiving payments
Card Payments
Pay with virtual cards linked directly to your foreign currency wallets
Detailed Statements
Download transaction statements for all your wallets for accounting and tax purposes
Perfect for Every Need
International Shopping
Shop on Amazon, AliExpress, and other global stores with your USD/EUR wallets
No currency conversion fees
Better exchange rates
Direct card payments
Study Abroad Payments
Pay tuition fees and living expenses in foreign currencies
Receive scholarships directly
Pay in local currency
Avoid wire transfer fees
Freelance & Remote Work
Get paid by international clients in their local currency
Receive USD/EUR payments
Low withdrawal fees
Fast payouts
E-commerce Business
Accept payments from customers worldwide in multiple currencies
Multi-currency checkout
Automatic conversion
Same-day settlement
Travel & Tourism
Hold foreign currency for your trips abroad
Better rates than bureaux
Spend with virtual cards
No cash needed
Family Remittances
Send and receive money from family members abroad
Low transfer fees
Fast delivery
Competitive rates
Clear, Fair Fees
No hidden charges. You always know what you're paying.
Free Services
Account opening & maintenance
Cashelio-to-Cashelio transfers
Virtual account numbers (all currencies)
Unlimited transaction history
Paid Services
NGN bank transfers
₦25
International transfers
$3 + 1%
Currency conversion
0.5%
ATM withdrawal
₦100
* International transfer fees capped at $50 per transaction
Frequently Asked Questions
How do I fund my foreign currency wallets?
How do I fund my foreign currency wallets?
You can fund foreign currency wallets via: (1) Bank transfer from your international bank account, (2) Converting from your NGN wallet at current rates, (3) Receiving payments from international clients/customers, (4) Card payments in foreign currency.
Can I withdraw foreign currency as cash?
Can I withdraw foreign currency as cash?
Yes! You can withdraw foreign currency from partner ATMs or convert to NGN first and withdraw from any Nigerian ATM. We also partner with bureaux de change for larger cash withdrawals.
What are the account numbers for receiving money?
What are the account numbers for receiving money?
Each currency wallet has its own virtual account number. Your NGN wallet gets a Nigerian bank account number, USD wallet gets a US routing/account number, EUR gets IBAN, etc. These numbers are permanent and can be used to receive payments.
Are my funds insured?
Are my funds insured?
Yes. NGN deposits are insured by NDIC up to ₦500,000 per account. Foreign currency deposits are held in segregated accounts with our partner banks and are protected under their respective deposit insurance schemes.
How fast are international transfers?
How fast are international transfers?
Most international transfers complete within 24-48 hours. Transfers to major currencies (USD, EUR, GBP) and popular destinations often complete same-day. Cashelio-to-Cashelio transfers are instant regardless of currency.
Can businesses use these wallets?
Can businesses use these wallets?
Absolutely! Business accounts get additional features like multi-user access, invoicing, API integration, bulk transfers, and dedicated account managers. Contact our business team for custom solutions.
